Privacy Policy

1. Introduction

R3 Wealth Creation ("R3WC," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit www.r3wc.com (the "Site"), contact us, schedule a consultation, complete a survey or calculator, or opt in to receive text (SMS) messages from us. By using the Site or our services, you agree to the practices described in this policy.

2. Information We Collect

Information you provide to us

• Contact details such as your name, email address, mobile phone number, and mailing address.
• Scheduling details when you book an appointment or consultation.
• Information you share in forms, surveys (such as our Retirement Survey), calculators, emails, phone calls, or text messages, which may include general financial goals, age, income needs, or retirement plans.

Information collected automatically

• Device and usage data such as IP address, browser type, pages viewed, and referring URLs.
• Cookies and similar technologies used to operate the Site, remember preferences, and understand how the Site is used.

3. How We Use Your Information

• To respond to your inquiries and provide the services you request.
• To schedule, confirm, and remind you of appointments.
• To send you communications by email, phone, or text message that you have consented to receive.
• To prepare personalized retirement, income, tax, risk management, and estate planning strategies.
• To operate, maintain, secure, and improve the Site and our services.
• To comply with legal, regulatory, and compliance obligations.

4. SMS / Text Messaging

If you provide your mobile phone number and opt in to receive text messages from R3 Wealth Creation, we will use your number to send messages such as appointment confirmations and reminders, responses to your inquiries, follow-ups about our services, and customer care messages. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or reply HELP for help. Consent to receive text messages is not a condition of any purchase or service.

For full SMS program details, please see our Terms & Conditions.

5. How We Share Information

We do not sell, rent, or trade your personal information. We may share information only in the following limited circumstances:

• Service providers: with trusted vendors who help us operate our business (for example, website hosting, CRM, scheduling, email, and messaging platforms), who are required to protect your information and use it only to provide services to us.
• With your direction or consent: such as coordinating with your existing attorney, CPA, or other advisors when you ask us to.
• Legal and regulatory requirements: when required by law, subpoena, regulatory authority, or to protect our rights, property, or safety or that of others.
• Business transfers: in connection with a merger, acquisition, or sale of assets, subject to this Privacy Policy.

Regardless of the above, mobile phone numbers and SMS opt-in data and consent are never shared with third parties or affiliates for their marketing or promotional purposes.

6. Cookies

The Site uses cookies and similar technologies for functionality and analytics. You can set your browser to refuse cookies or alert you when cookies are sent; however, some parts of the Site may not function properly without them.

7. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We keep personal information only as long as necessary to fulfill the purposes described in this policy, including to meet legal, regulatory, and recordkeeping requirements.

9. Your Choices and Rights

• Text messages: reply STOP to any message to unsubscribe.
• Email: click the "unsubscribe" link in any marketing email.
• Access, correction, or deletion: contact us to request access to, correction of, or deletion of your personal information, subject to legal and regulatory retention requirements.

10. Children's Privacy

Our Site and services are not directed to children under 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us and we will delete it.

11. Third-Party Links

The Site may contain links to third-party websites or tools. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us: